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How to compliance with the new PSD2 Regulation

rico djavaweb

Hi there..
I’ve been using the “Payment Gateway – 2Checkout for WooCommerce” plugin on my online site for a year now and it really helps my business needs.
But recently I got an email from 2Checkout like the one below.
Can this plugin be used for PSD2 Regulations?
Or do I have to change some parameters?
Thank you

Email from 2Checkout:
————————————————– ———————————-
hello,

The new PSD2 regulations took effect on December 31, 2020. Before the new regulations were rolled out, our engineering teams had worked to create a fully compliant system that supports SCA and 3DS 2.0.

During our recent internal audits, we discovered that you are not fully compliant with the new PSD2 regulations. In the long term, this can affect your authorization rates when accepting payments from European Union customers.

This is a critical issue, and you need to update your API integration
by September 30, 2021.

After September 30, your existing Payment API integration will stop working, and all your orders will be declined, as your customers’ banks will begin to reject transactions for which 3DS authentication has not been completed.

How to update and avoid declined payments

To help you make this update fast and effective, we have created a simple guide that will give you instant access to 3DS 2.0 and ensure your compliance with the new PSD2 regulations. You can make this update on your own, or if you need assistance, our support team will be able to help you.

**Phase 1**: Update your current integration – the process follows four simple and intuitive steps:

– Set-Up Callback URL
– MD5 Hash Validation
– Pass Callback URL
– Pass the Callback URL in the Authorization Request
In [this guide](https://pages.2checkout.com/NjAwLUNORi02MzIAAAF_opaCGk8NXXOz7A_cgxR6JU5Q1AnFgp4pNgZD1wgfFy1gaSqt32e74gRCK3WxQvme_asPPz4 2.0=), and we take a new transition of enable you to each step.

**Phase 2**: Start using 2Checkout’s newest [API version](https://pages.2checkout.com/NjAwLUNORi02MzIAAAF_opaCGpAR_ytm49mXP4nJnEOp-Pc7Qx0zD_2djJT1g7V7qHzwUlPjzpR4Bt1YbOp=1***).

Please confirm when the update has been made by replying to this email.

For more information, you can contact us at [email protected].

Ahmed Ehsaan

Please contact here: [email protected]

and report the issue to 2Checkout directly.

 

Thank You